APS plans free solar installations for low-income customers FacebookTwitterLinkedInEmailPrint分享Solar Builder Magazine:Arizona utility APS has launched a new program, APS Solar Communities, to make renewable energy more accessible. Designed specifically for limited- and moderate-income customers, APS Solar Communities approved participants agree to have a rooftop solar system installed at no cost. Customers then begin receiving a monthly $30 bill credit from APS while contributing to the company’s 50 percent clean-energy portfolio. APS serves about 2.7 million people in 11 of Arizona’s 15 counties, and is the Southwest’s foremost producer of clean, safe and reliable electricity.APS is collaborating with Arizona-based solar installers Arizona Solar Concepts, Discover Energy Solutions, Harmon Solar, Sunny Energy and Southface Solar on this program to put rooftop solar systems on qualifying customers’ residences. The systems will be maintained by APS – an approach modeled on the APS Solar Partner program and designed during the company’s 2016 rate review process. Participating single-family residential customers will receive $360 per year in monthly bill credits for 20 years, saving $7,200 per household during the life of the program. “Our customers, community and economy, deserve innovative energy programs, and that’s exactly what Solar Communities delivers,” said Marc Romito, APS Director of Customer Technology. “With an investment of $10 million to $15 million per year for the next three years, we look forward to seeing some of our customers, who otherwise wouldn’t have access to solar, receive the benefits of renewable energy.”The Solar Communities program will install solar systems on single-family houses with west- and southwest-facing roofs, which offer the greatest potential to generate energy during the late-afternoon and early-evening hours between 3 and 8 p.m. when customers use the most electricity.“The solar panels installed under this program will be facing southwest and west to produce energy when customers need it most,” said Kent Walter, APS Manager of Customer Technology. “This program also will help us conduct research on integrating more renewable energy without compromising reliability. Solar Communities creates an option for more customers to go solar, while generating new projects for our local installation partners bringing positives on many levels.”More: Arizona utility launches program to install solar on customer houses at no cost
Sign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York An East Northport mother was arrested Friday for allegedly encouraging her two children and another teenager to use a BB gun to shoot windows of parked cars as she drove, Suffolk County police said.Susan Becker, 43, was arrested after detectives began investigating more than 60 incidents of damaged cars in Islandia, Hauppauge and Commack over the past two weeks, police said. Becker, who police said encouraged her 13-year-old son, 15-year-old daughter and another 15-year-old male to shoot the BB gun that she purchased for them, was arrested at the Fourth Precinct just after 5 p.m. Friday.Becker was charged with 10 counts of fourth-degree criminal mischief, third-degree criminal mischief and 11 counts of endangering the welfare of a child. She is scheduled to be arraigned Saturday at First District Court in Central Islip.
ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr by: Cindy WilliamsWe know that fair lending is a hot topic right now and rightfully so. We all want to do the “right thing” in our lending practices. So, we take the time and effort to review our fair lending practices by conducting loan file reviews to ensure that all borrowers are treated fairly and equally.One critically important aspect to the file review process is the documentation in the file. Have you ever run across a file where the borrower’s rate or closing costs were different than what you would consider typical, or were outside your lending policies? Of course, the first question you ask is “Why was it different?” If there is nothing in the file to answer this question, you are forced to track down the lending officer to see if they remember why there was a reason for the difference and hopefully, they can give you an answer. continue reading »
4SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr On Thursday, Dixies Federal Credit Union President and CEO Scott Eagerton testified on behalf of NAFCU before a House Small Business Subcommittee hearing on the impact of the Dodd-Frank Act on small businesses and financial institutions. He argued the regulation “pendulum” had “swung way too far” and that it is hampering credit union member service.Eagerton, whose credit union is headquartered in Darlington, S.C., testified before the House Small Business Subcommittee on Economic Growth, Tax and Capital Access, which is chaired by Rep. Tom Rice, R-S.C.In response to a question from Rep. David Brat, R-Va., Eagerton said, “I really feel like we’re getting away from helping people … and that needs to change.” Brat likened Eagerton and a witness representing community banks to “data points” and argued that their experience proves the detrimental effect of overregulation.Eagerton also agreed with subcommittee Chairman Tom Rice, R-S.C., that the result of his staff spending more time and resources on regulatory compliance is that they have less to offer in the way of products and services, which he agreed is something that disproportionately impacts middle-class and minority borrowers. continue reading »
Hurricane Dorian continue reading » ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr Most organizations, credit unions included, have a disaster recovery and business continuity plan in place. A business continuity plan is critical to a comprehensive risk management program. It ensures that your employees are prepared should a natural or man-made disaster strike.As we progress further into hurricane season, it’s important that your credit union performs an audit of its current plan to ensure you’re prepared to serve your employees and members should inclement weather impact your business operations.Back in 2018, in the aftermath of Hurricane Michael, credit unions across the Alabama and the Florida Panhandle struggled to reopen their doors due to massive power outages. Frustrated members turned to social media to express their dissatisfaction with not having access to their cash or accounts. While credit unions cannot avoid disasters, implementing, testing, and revising a thorough disaster recovery plan can greatly reduce the negative impact weather catastrophes can have on your employees and members.
Sign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York It’s my 40th birthday. Like any monumentally important milestone, it got me thinking about who I am and what I know, who I thought I’d be by now and who I actually am. What, I wonder, do I have to show for 40 years on this green earth?But here’s the thing. The more I thought about it, the more I realized that the older I got, the less I knew. I’m less sure about things I knew for certain when I was 30. At 20, life was a no-brainer: get a degree, marry the guy, get the job, have the kids. By 30, I had the kids and had no time to think about anything – but I could still tell you that breast beat bottle, that children shouldn’t watch too much television and that being a mom is the be-all and end-all of my life’s purpose.And now, on the big day?I’m glad that I breastfed my kids, but no longer have a strong opinion about what others do. My children have probably watched more TV than is acceptable by my compatriots in the mommy mafia.And is being a mom fulfilling? Absolutely. But is it everything? Where do my kids end and I begin?The answer is I don’t know. And the truth is that there are a lot of things I still don’t know. I have learned a thing or two here and there. I’ve learned not to have any heroes. Heroes often let you down. But that it’s okay because I’ve disappointed myself and I’m learning to forgive all of us.I’ve learned that I don’t want to be a brand. I don’t want to be defined by the things I buy or the candidates I vote for. I don’t want to be locked into a belief system that is so rigid I can’t be open to learning new things.Now the things I don’t know far outweigh what I’m sure of. Here are 39 of them. Maybe I’ll find the answers by my 50th.What I Don’t Know by Age 40:What I want to be when I grow upHow to keep it that way after I clean the houseHow to meditateHow to save moneyHow to make meatloafThe lyrics to “Yellow Ledbetter”How not to cry when I’m angryHow to thicken my skinHow to achieve great eyebrowsHow to be a wife, mother, employee and human being simultaneouslyHow to not order a second (or third) glass of wineThe difference between an alligator and a crocodileWhether Pluto is considered a planet or notHow to do a cartwheelHow to not care what others think of meWhy women vote RepublicanWhat happens when you dieHow to fold a fitted sheetHow to wear a scarfHow to organize anythingHow to achieve balanceWhy I can’t just use the fancy towelsWhy I need a pocketbook when I have pocketsThe difference between foundation and concealer, and how to apply eitherHow to be in the momentIf ghosts are realHow to disagree amicablyHow to be satisfied with what I haveHow some people don’t drink coffeeOr don’t like chocolateHow to code (or what that really means)How to do a headstandIf God is realHow Trump got this farWhat happened at the end of the SopranosHow to get through Joyce’s UlyssesHow to pronounce “quinoa,” “acai” and “manicotti.” I only want to eat the last one.Why pot isn’t legalMy place
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As train and bus services open, migrant workers are travelling home from the coronavirus hot spots of Mumbai and Delhi to the hinterland where infections are starting to rise, health officials say.These included states such as Bihar, Odisha and Uttarakhand which traditionally supply the bulk of migrant workers.Still, Gupta said relative to its large population, India had done well in tackling the disease. “Our preventive measures have been very effective. We are in a much better position vis-a-vis other countries,” she said.Officials say the lockdown helped limit the spread of the virus, giving space to hospitals to deal with those affected. India’s fatality rate of 2.82% against the global average of 6.13% was among the lowest in the world, Lav Agarwal, joint secretary in the health ministry, said.”We have been able to achieve this due to timely identification of cases and proper clinical management,” he said. The death toll from the disease stood at 5,815.Six other nations, including the United States, Britain and Brazil, have higher caseloads, and in India’s favor, at least its mortality rate has been comparably low.But, India’s infections are rising as it ends a severe lockdown of its 1.3 billion people imposed in March.The lockdown has crippled the economy and left tens of thousands without work. India’s coronavirus infections crossed 200,000, official figures showed on Wednesday, and a peak could still be weeks away in the world’s second-most populous country, where the economy has begun re-opening after a lockdown imposed in March.Cases jumped by 8,909 over the previous day in one of the highest single-day spikes, taking the tally to 207,615, the health ministry said.”We are very far away for the peak,” said Dr Nivedita Gupta, of the government-run Indian Council of Medical Research. Government officials have previously said it could be later this month, or even July, before cases start to fall off. Topics :
For all the Latest Sports News News, Cricket News News, Download News Nation Android and iOS Mobile Apps. New Delhi: Rishabh Pant is apparently in the crossroads after a lean run across formats with the bat. In the West Indies series, he managed just one fifty in Twenty20 Internationals and was not upto the mark with the bat in ODIs and Tests. In the two games against South Africa, Pant struggled. With criticism mounting at the lack of contributions, the Indian cricket team has sent some confusing signals ahead of the first Test against South Africa in Vizag on October 2. According to a report in Times of India, Pant could get axed for the first Test against South Africa and Wriddhiman Saha could take his place. The Times of India quoted a BCCI source who said that Pant’s lack of contributions with the bat is hurting his confidence in keeping. “His DRS reviews aren’t great. In Indian conditions, on turning wickets, he may struggle. Saha is a far better keeper than him, and get a few useful runs lower down the order too. The selectors are in a mood to give one final chance to Pant in the first Test, but the team management (coach Ravi Ravi Shastri and skipper Virat Kohli) wants Saha to play from the start of the series itself,” the source added.Pant’s situation is a conundrum. The left-hander is the only Indian to hit two hundreds in overseas conditions, including 114 against England at The Oval and 159 against Australia in Sydney.However, Saha, who has not played international cricket since January 2018 due to a shoulder injury, has been in good form in the series against West Indies A and South Africa A, scoring 60 and 62 respectively. Also Read | We Need To Look Beyond MS Dhoni For 2020 World T20: Sunil GavaskarIn an interview with Hindustan Times, Shastri emphasized on patience with Pant. “All your media reports and all the experts writing (but) Pant is in great space with this Indian team. Experts, they have a job, they can speak. Pant is a special kid and he has already done enough. he is world class and is a brutal match-winner. Very few around in the world game; I can’t pick five on my hands when it comes to white-ball cricket, T20 cricket. So the patience we will have with him is lot,” Shastri said. Also Read | MS Dhoni Left Out For South Africa T20I Series – Right Or Wrong Move?India lost the previous series against South Africa 1-2 and they will be bidding to win the trophy back.
Ryan Preece walked away from a big-impact crash Thursday night in the NASCAR Cup Series race at Kansas Speedway.Preece’s car was sent sliding at high speed into the inside barrier after Christopher Bell and Ryan Newman made contact ahead of him. The machine almost landed on its roof after it bounced off the barrier. A big hit for @RyanPreece_ who was able to walk away on his own at @kansasspeedway. pic.twitter.com/5ZRVm8eKax— NASCAR (@NASCAR) July 24, 2020Preece was not injured, but he looked frustrated as he exited the car. MORE: Live results, updates from Kansas race”I’m all right. Just waiting for this year to turn around,” Preece told NBCSN.The wreck brought out a short red flag.