Here’s how £20k could help you beat the State Pension Simply click below to discover how you can take advantage of this. Our 6 ‘Best Buys Now’ Shares Image source: Getty Images. Rupert Hargreaves owns no share mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. At the time of writing, the State Pension provides an income of less than £9,000 a year. According to several studies, this token annual income isn’t enough for many retirees to live off comfortably.What’s more, according to the government, only around 50% of retirees actually qualify for the full State Pension. This suggests that if you do want to retire in comfort, you’re going to need to start your own pension savings plan.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…The good news is, an investment just £20,000 could help you beat the State Pension. Today, I’m going to explain how this is possible.SIPP advantagesInvestors have a range of options when it comes to saving for the future. They can either open a self invested personal pension (SIPP) or Stocks and Shares ISA. Due to the tax benefits offered, SIPPs appear to be by far the best option.Further, unlike ISA’s, you can contribute up to £40,000 a year to a SIPP. ISAs are limited to contributions of £20k per annum.Any money deposited in a SIPP is entitled to tax relief at your marginal tax rate. That’s 20% for basic taxpayers. This means for every £80 you contribute to, the government will add £20 extra to take the total up to £100.So, on a lump sum of £20,000, the government would contribute an additional £5,000 to take the total up to £25,000.Start investingWhen you’ve topped up your SIPP, the next stage is to start investing your money. There are many options when it comes to choosing investments. However, the most straightforward option is a low-cost tracker fund.The FTSE 100 and FTSE 250 are both great indexes to track because they have produced attractive results for investors over the past few years. Since its inception, the FTSE 100 FTSE 250 have returned approximately 9% and 12% per annum respectively.There’s no guarantee the indexes will continue to produce these kinds of returns over the next few years. Nevertheless, over the long term, it seems highly likely UK stocks will continue to generate attractive profits for investors.The stock market could turbocharge the growth of your nest egg. Assuming an average annual rate of return of 12%, an investment of £25k would grow to be worth £1m after 31 years.A passive income If you use the FTSE 250 to grow your money and then switch this investment to the FTSE 100, it’s possible to generate a substantial passive income stream. Indeed, the FTSE 100 currently supports a dividend yield of 4.3%. Therefore, £1m invested in the index would throw off an income of £43,000 a year.Even if you don’t have three decades to put money away, it’s still possible to beat the State Pension with £25,000 worth of savings.This lump sum invested in the FTSE 250 for 20 years would grow into a savings pot worth £270,000. If it’s then invested in the FTSE 100, it could yield an generate an income of around £11,600 a year. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Enter Your Email Address Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Rupert Hargreaves | Sunday, 2nd February, 2020 “This Stock Could Be Like Buying Amazon in 1997” I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. 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Elisa Fuscaldo, Sebastian Gomez Calculation Engineer:Sebastian GomezCity:RosarioCountry:ArgentinaMore SpecsLess SpecsSave this picture!© Ramiro SosaSave this picture!Save this picture!© Ramiro Sosa”Sucucho: pejorative colloquial name. Small, dirty, precarious, poorly lit and poorly ventilated room.”We call it Sucucho, and it is a home-studio. Sucucho is an ironic way of referring to what we were aiming for when we designed the house. The initial objective was precisely that, to design and execute a dwelling-sucucho, understood as a small space consisting of housing and working space. The irony is, that if a sucucho refers to something precarious, poorly lit, poorly ventilated, our imperative was, from the beginning, to achieve precisely the opposite, albeit achieving this in a limitedly sized space. This would allow us to afford it in the economical and contextual conditions at hand: a house on a lot in Rosario, discarding in this sense the prospect of migrating to the metropolitan area, a rural-urban transition, common in recent years as a way of acquiring lots at affordable costs. Houses ArchDaily Studio House El Sucucho / Sin.Tesis Arquitectos Year: ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/925282/studio-house-el-sucucho-siesis-arquitectos Clipboard “COPY” Studio House El Sucucho / Sin.Tesis ArquitectosSave this projectSaveStudio House El Sucucho / Sin.Tesis ArquitectosSave this picture!© Ramiro SosaCurated by Clara Ott Share Architects: Sin.Tesis Arquitectos Area Area of this architecture project Area: 60 m² Year Completion year of this architecture project Argentina Manufacturers Brands with products used in this architecture project “COPY” Manufacturers: Abert Alum Aberturas, FV, Grupo SIC Construcciones, Miguel Britto CopyAbout this officeSin.Tesis ArquitectosOfficeFollowProductBrick#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesRosarioOn FacebookArgentinaPublished on September 24, 2019Cite: “Studio House El Sucucho / Sin.Tesis Arquitectos” [Casa estudio el sucucho / Sin.Tesis Arquitectos] 24 Sep 2019. ArchDaily. Accessed 10 Jun 2021.
CopyAbout this officeDosisOfficeFollowProductsGlassSteelConcrete#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesOleirosSpainPublished on December 07, 2019Cite: “Casa V / Dosis” 06 Dec 2019. ArchDaily. Accessed 10 Jun 2021.
News Donegal could lose as many as two TDs under new Government plans WhatsApp Guidelines for reopening of hospitality sector published Twitter Facebook By News Highland – May 4, 2011 Almost 10,000 appointments cancelled in Saolta Hospital Group this week NPHET ‘positive’ on easing restrictions – Donnelly Donegal could be set to lose a Dail Deputy under plans by the Government, announced today, to reduce the number of TDsMinister for the Environment Phil Hogan stated the terms of reference for the Constituency Commission will be changed to provide for a reduced number of TDs.A Constituency Commission is due to be established upon the publication of the 2011 Census preliminary results, which are due in June.John McAteer of the TircChonaill Tribune newspaper says the feeling is Donegal could lose one or even two TDs:[podcast]http://www.highlandradio.com/wp-content/uploads/2011/05/johnmacapm.mp3[/podcast] Previous articleDonegal businessman has spent 5 years trying to create business in KillybegsNext articleGovernment says delay in holding Donegal SW by-election cannot be repeated News Highland Pinterest Google+ Twitter Pinterest RELATED ARTICLESMORE FROM AUTHOR LUH system challenged by however, work to reduce risk to patients ongoing – Dr Hamilton Three factors driving Donegal housing market – Robinson Facebook Calls for maternity restrictions to be lifted at LUH Google+ WhatsApp
NewsPlayback By admin – May 21, 2015 Twitter Guidelines for reopening of hospitality sector published Three factors driving Donegal housing market – Robinson Nine Til Noon Show – Listen back to Wednesday’s Programme Pinterest LUH system challenged by however, work to reduce risk to patients ongoing – Dr Hamilton WhatsApp Previous articleTwo adults and two children injured in Cashelshanaghan crashNext articleKatona’s kids ‘traumatic’ car crash admin A 15 Minute Programme presented by Chris Ashmore every Thursday at 7.05pm highlighting all that’s happening in the farming community.Audio Playerhttp://www.highlandradio.com/wp-content/uploads/2015/05/Farming-28.mp300:0000:0000:00Use Up/Down Arrow keys to increase or decrease volume. RELATED ARTICLESMORE FROM AUTHOR Facebook Highland’s Farming News – Thursday 21st May Calls for maternity restrictions to be lifted at LUH Google+ Pinterest Google+ WhatsApp Twitter Facebook Almost 10,000 appointments cancelled in Saolta Hospital Group this week
Within the context of global climate change and overfishing of fish stocks, there is some evidence that cephalopod populations are benefiting from this changing setting. These invertebrates show enhanced phenotypic flexibility and are found from polar regions to the tropics. Yet, the global patterns of species richness in coastal cephalopods are not known. Here, among the 370 identified-species, 164 are octopuses, 96 are cuttlefishes, 54 are bobtails and bottletails, 48 are inshore squids and 8 are pygmy squids. The most diverse ocean is the Pacific (with 213 cephalopod species), followed by the Indian (146 species) and Atlantic (95 species). The least diverse are the Southern (15 species) and the Arctic (12 species) Oceans. Endemism is higher in the Southern Ocean (87%) and lower in the Arctic (25%), which reflects the younger age and the “Atlantification” of the latter. The former is associated with an old lineage of octopuses that diverged around 33 Mya. Within the 232 ecoregions considered, the highest values of octopus and cuttlefish richness are observed in the Central Kuroshio Current ecoregion (with a total of 64 species), followed by the East China Sea (59 species). This pattern suggests dispersal in the Central Indo-Pacific (CIP) associated with the highly productive Oyashio/Kuroshio current system. In contrast, inshore squid hotspots are found within the CIP, namely in the Sunda Shelf Province, which may be linked to the occurrence of an ancient intermittent biogeographic barrier: a land bridge formed during the Pleistocene which severely restricted water flow between the Pacific and Indian Oceans, thereby facilitating squid fauna differentiation. Another marked pattern is a longitudinal richness cline from the Central (CIP) toward the Eastern Indo-Pacific (EIP) realm, with central Pacific archipelagos as evolutionary dead ends. In the Atlantic Ocean, closure of the Atrato Seaway (at the Isthmus of Panama) and Straits of Gibraltar (Mediterranean Sea) are historical processes that may explain the contemporary Caribbean octopus richness and Mediterranean sepiolid endemism, respectively. Last, we discuss how the life cycles and strategies of cephalopods may allow them to adapt quickly to future climate change and extend the borealization of their distribution.
Tags: Big Sky/Cameron Oluyitan/SUU Thunderbirds Basketball February 8, 2020 /Sports News – Local Oluyitan scores 24 to carry S. Utah over Portland St. 85-57 FacebookTwitterLinkedInEmailCameron Oluyitan hit 4 of 5 3-pointers and scored 24 points and Southern Utah routed Portland State 85-57.Andre Adams scored 12 points with nine rebounds and Maizen Fausett had nine points and 12 boards for the Thunderbirds (14-9, 7-5 Big Sky Conference), who held the Vikings to 25% shooting (17 of 67), their worst shooting performance of the season.John Knight III and Dre Marin added 11 points apiece, with Knight dishing seven of Southern Utah’s 20 assists. Rashaad Goolsby had seven rebounds and scored 14 points off the bench for Portland State (11-13, 5-7), which totaled a season-low 18 first-half points and finished shooting 2 of 23 from long distance (9%). Written by Associated Press
FacebookTwitterLinkedInEmailGRAND JUNCTION, Colo.-Jack Pagenkopf stepped up with 16 points and 5 rebounds as the No. 22 Dixie State Trailblazers got past Colorado Mesa 67-62 Saturday at Brownson Arena in Rocky Mountain Athletic Conference men’s basketball action.Dason Youngblood added 13 points and 6 boards on 6-11 shooting for the 19-4 Trailblazers, who improved to 19-4 and 14-3 in RMAC play.Dixie State shot 50 percent from the field in the first half as head coach Jon Judkins’ squad built a 40-30 lead at halftime.Tommy Nuno had 13 points and 5 rebounds in the los for the Mavericks, as they fell to 14-9 and 10-7 in RMAC play.The Trailblazers return to Burns Arena Friday and Saturday for their final home games of the season against Adams State and Fort Lewis, respectively. February 8, 2020 /Sports News – Local Dixie State Men’s Basketball Outlasts Colorado Mesa Tags: Dixie basketball Written by Brad James