Fiddler on the Roof Revival Sets Broadway Start Date has confirmed that the previously reported Great White Way revival of Fiddler on the Roof will begin performances on November 17, 2015. The new production will be directed by Bartlett Sher and featured choreography by Hofesh Shecter, based on the work of original director/choreographer Jerome Robbins. While no theater or casting has been announced, there is speculation that five-time Tony nominee Danny Burstein may play the role of Tevye.Based on the stories of Sholom Aleichem, Fiddler on the Roof takes place in Anatevka, a village in Tsarist Russia during the eve of the revolution. Tevye is a poor milkman who cares for his five daughters. While he and the rest of the elders in the village are deeply routed in tradition, his daughters’ forward thinking clashes with Tevye’s principles and causes a rift in the family. The score by Jerry Bock and Sheldon Harnick features the songs “Matchmaker, Matchmaker,” “If I Were A Rich Man” and “Sunrise, Sunset.Fiddler first opened on Broadway in 1964, winning nine Tonys. The most recent Great White revival opened in 2004 and starred Alfred Molina and later in the run, Harvey Fierstein. Star Files View Comments Fiddler on the Roof Related Shows Show Closed This production ended its run on Dec. 31, 2016 Danny Bursteinlast_img read more

APS plans free solar installations for low-income customers

first_imgAPS plans free solar installations for low-income customers FacebookTwitterLinkedInEmailPrint分享Solar Builder Magazine:Arizona utility APS has launched a new program, APS Solar Communities, to make renewable energy more accessible. Designed specifically for limited- and moderate-income customers, APS Solar Communities approved participants agree to have a rooftop solar system installed at no cost. Customers then begin receiving a monthly $30 bill credit from APS while contributing to the company’s 50 percent clean-energy portfolio. APS serves about 2.7 million people in 11 of Arizona’s 15 counties, and is the Southwest’s foremost producer of clean, safe and reliable electricity.APS is collaborating with Arizona-based solar installers Arizona Solar Concepts, Discover Energy Solutions, Harmon Solar, Sunny Energy and Southface Solar on this program to put rooftop solar systems on qualifying customers’ residences. The systems will be maintained by APS – an approach modeled on the APS Solar Partner program and designed during the company’s 2016 rate review process. Participating single-family residential customers will receive $360 per year in monthly bill credits for 20 years, saving $7,200 per household during the life of the program. “Our customers, community and economy, deserve innovative energy programs, and that’s exactly what Solar Communities delivers,” said Marc Romito, APS Director of Customer Technology. “With an investment of $10 million to $15 million per year for the next three years, we look forward to seeing some of our customers, who otherwise wouldn’t have access to solar, receive the benefits of renewable energy.”The Solar Communities program will install solar systems on single-family houses with west- and southwest-facing roofs, which offer the greatest potential to generate energy during the late-afternoon and early-evening hours between 3 and 8 p.m. when customers use the most electricity.“The solar panels installed under this program will be facing southwest and west to produce energy when customers need it most,” said Kent Walter, APS Manager of Customer Technology. “This program also will help us conduct research on integrating more renewable energy without compromising reliability. Solar Communities creates an option for more customers to go solar, while generating new projects for our local installation partners bringing positives on many levels.”More: Arizona utility launches program to install solar on customer houses at no costlast_img read more

The new power couple

first_img ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr by: Terry DooleyThe mobile phone has evolved from primarily a voice medium into a rich channel for data exchange and consumer interaction. The convergence of mobile communications with self-service (via the marriage of mobile technology and ATMs) will further leverage that bandwidth.Indeed, mobile devices are becoming ATM-access tools, able to offer many of the display and keyboard functions currently available on the ATM.A recent article takes a look at six key mobile/ATM tie-ins. I’ve highlighted four of them below.Anti-skimming app — Allowing users to initiate ATM transactions via a mobile device removes the risk of card skimming.Time saving app — Using QR codes; there’s a patent for technology that enables consumers to withdraw cash from an ATM via their smartphone. This process is predicted to cut ATM session times in half. continue reading »last_img read more

NAFCU witness: Regulation has gone ‘way too far’

first_img 4SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr On Thursday, Dixies Federal Credit Union President and CEO Scott Eagerton testified on behalf of NAFCU before a House Small Business Subcommittee hearing on the impact of the Dodd-Frank Act on small businesses and financial institutions. He argued the regulation “pendulum” had “swung way too far” and that it is hampering credit union member service.Eagerton, whose credit union is headquartered in Darlington, S.C., testified before the House Small Business Subcommittee on Economic Growth, Tax and Capital Access, which is chaired by Rep. Tom Rice, R-S.C.In response to a question from Rep. David Brat, R-Va., Eagerton said, “I really feel like we’re getting away from helping people … and that needs to change.” Brat likened Eagerton and a witness representing community banks to “data points” and argued that their experience proves the detrimental effect of overregulation.Eagerton also agreed with subcommittee Chairman Tom Rice, R-S.C., that the result of his staff spending more time and resources on regulatory compliance is that they have less to offer in the way of products and services, which he agreed is something that disproportionately impacts middle-class and minority borrowers. continue reading »last_img read more

Millennials struggle to obtain credit: New scoring models could help

first_imgWith student loan debt and an unemployment rate higher than 14 percent, Millennials are reaching their financial goals later than previous generations. They are waiting to purchase cars and houses, start families and plan their retirement because they simply don’t have the income or credit to do so.A recent survey by VantageScore found a third of Millennials were unable to obtain some kind of credit. Thirty-four percent of those said they were turned down for credit because they had no credit score, while 42 percent said their limited credit histories were the reason. Among those who were unable to obtain a credit score, the inability to get a credit card was the most common outcome. This amounts to more than 27 million Americans who may have a hard time getting approved for a credit card, car loan or mortgage.One potential solution to this growing problem is to make changes to how credit scores are calculated. Participants of The VantageScore survey were in favor of multiple features in modern credit scoring models, such as recognition of positive payment histories for rent, utility and cable bills. continue reading » 8SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

7 marketing trends for credit unions in 2019

first_img 26SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,David Goodman David works on the digital marketing team at EVERFI. He optimizes the lead generation tactics for the financial education team, working on everything from SEO, content marketing, paid ad channels … Web: Details Credit Unions are one of the most popular forms of banking in the United States, but also one of the least advertised. With Credit Unions spending significantly less on ads and marketing, many are at a disadvantage when compared to community and national banks. Instead, most rely on customer service and satisfaction, alongside higher interest/return rates on deposits and lower interest on loans as primary drivers for customers. As a result, 72% of credit union members are satisfied with their financial institution, versus 60% with regional banks and 52% with national banks.Credit unions must focus on meeting customer wants and needs and continuing to push for customer experience and satisfaction, which is their greatest strength. Expanding their outreach and stepping into more consumer spaces is also important, driving trends like community outreach, mobile apps & tools, and chatbots. The following 7 marketing trends for credit unions are among the most important to pay attention to in 2019.1.The Drive to Attract Young MembersCredit Unions have relatively high traction with millennials and Generation Z, with an estimated 14% of Baby Boomers relying on credit unions as their primary financial institution. At the same time, just 13% of Gen X, 6% of Millennials, and 9% of Gen Y say that their primary relationship is with a financial institution other than a credit union. That’s important because it puts Credit Unions further and further from people with the fastest growing spending power.A large percentage of Credit Unions have failed to adopt digital technology or are only doing so very slowly. Younger generations use apps, digital bill-pay, and often want completely digital help and services, which many credit unions failed to invest in until only a few years ago. As a result, larger national banks have a significant advantage and credit unions must work to close the gap.2. Increasing the Value of In-Branch VisitsConsumers are visiting banks in person less and less as digital banking touchpoints increase. This is crucial for Credit Unions, who see an average of four times the number of in-person banking visits as other types of banking organizations. How significant is this shift? Nearly 75% of respondents in one survey about credit union members stated that they visit a bank branch 3-4 times per year, which is significantly higher than the 1-2 times per year for most other types of banks. While this sometimes tracks to a higher ratio of older consumers who are more accustomed to doing things in person rather than online, it is something that many can and are leveraging.Integrating tools including self-service kiosks to reduce wait times, offering personalization and assistance to in-bank consumers, and taking steps to make wait-periods shorter and more entertaining are all important. Many also visit banks for purposes including notary services and personalized experiences.3. Improving Customer SatisfactionCredit Unions already score very high on customer satisfaction in comparison with other types of banks. However, high customer satisfaction is the Credit Union’s primary advantage over other financial institutions. Embracing quality customer service and help as a way of life for the organization, working to offer simpler and easier to follow information, and creating tools and help for consumers who need it will make a difference.4. Embracing Digital Financial Tools72% of bank contacts are now digital. At the same time, many credit unions simply haven’t invested in the large-scale financial tools and digital experience platforms used by many traditional banks. While investing in these tools and having them built from the ground up is often expensive, digital experience platforms like Backbase, Oracle, Creologix, and others exist to make implementing digital services easy.Developing an app is also extremely important for younger users. Where, 52% of baby boomers will access digital banking with a laptop or tablet, 60-70% of millennials and Gen Z do so from their phones. They expect anytime access to banking services through their phones, expect security, and expect to be able to handle all of their financial decision making, including changing their services, through the app.You can take this a step further by integrating automation and big data with AI to offer service points such as real-time loan approval and pre-approval, suggestions for savings plans, suggestions for better banking services, and so on.  5. Chatbots and 24/7 Customer ServiceChatbots are still largely regarded as a gimmick but chatbots are increasingly sophisticated, capable, and interactive. Today’s chatbots can handle simple functions, open accounts, begin new services, and transfer consumers to real people when it becomes a necessary stage in the process. This serves two functions for credit unions, allowing both 24/7 service, and functioning as a low-cost first-line customer support matrix.Here, it is important to establish a high quality chatbot capable of offering personalized information, linking to accounts, and starting processes, otherwise it will be frustrating for the consumer. Your goal should be to offer simple but effective chatbot service where consumers know they’re talking with a bot and are hopefully given a set of questions and options they can choose to get the best answer.6. Community OutreachCommunity outreach has always been an important element of financial marketing, but it is becoming increasingly important. Credit unions can use financial outreach to solidify bonds with their community while building ties with younger generations and demographics, which many sorely need. For example, establishing financial literacy programs in local schools enables credit unions to connect with younger audiences to build a possible customer base. Offering digital and financial security workshops and classes achieves the same for all levels and audiences.7. Building Individual Customer ExperienceCustomers can often switch banks in a matter of a few minutes, can easily research and compare options, and are more aware of their ability to leave a financial organization than ever before. Creating consistent and real personal experiences with consumers is one of the easiest ways to both market to new customers and continue to connect with and engage existing ones. This can come from taking steps like offering customer service through digital experiences, using algorithms to offer pre-approval for loans and mortgages, assigning a single customer service representative to one customer for as much of their lifecycle as possible, using big data to personalize the user’s experience, and by integrating rewards for continued patronage, but it should exist in whatever form.Credit Unions have a major advantage over most other types of financial organizations in that most consumers actually love working with them. At the same time, many credit unions fail in terms of adopting new technology, presenting a strong digital front, and offering always-on access to consumers. Taking steps to adopt those processes, while creating a visible brand presence in communities are among the most important credit union marketing trends for 2019.last_img read more

Switzerland cancels events as Europe steps up virus containment

first_imgAs the number of cases rises, European leaders are struggling to project an image of business as usual. French President Emmanuel Macron and Italian Prime Minister Giuseppe Conte drank coffee together in a bar in Naples on Thursday, calling for European cooperation and rejecting calls for suspending the Schengen Treaty that allows for border-free travel within the European Union.Italy remains the epicenter of the outbreak in Europe. Cases in the country soared to 650 on Thursday from 400 a day earlier. The first measures to support the most affected areas may be approved by the Italian government as early as Friday, Economic Development Minister Stefano Patuanelli said. The country is considering subsidies to help pay utility bills as well as mortgage-payment suspensions.German infections rose to nearly 60, while the first two cases in the Netherlands were confirmed. The Dutch patients, who are being kept in isolation, recently visited Italy’s Lombardy region. Globally, there are over 83,000 cases, including more than 700 in Europe.A crisis task force in Germany will meet on Friday afternoon in Berlin to discuss next steps, including the possibility of canceling the ITB tourism trade fair. The organizers said on Twitter that they are coordinating with state and federal officials on how to proceed. Switzerland canceled large events and Germany quarantined about 1,000 people as Europe stepped up measures to contain the spread of the coronavirus.Public and private gatherings with more than 1,000 people won’t be allowed until March 15, the Swiss government said on Friday. The move hit the Geneva Motor Show, which was set to open to the public on March 5. The cancellation of one of Europe’s biggest auto exhibitions comes after the wireless industry earlier this month scrapped the Mobile World Congress in Barcelona and China postponed large-scale events scheduled through late March.In addition to threatening big events, the public health scare prompted authorities in the German municipality of Heinsberg, near the Dutch border, to ask people who came into contact with a married couple with the disease to stay at home, spokesman Ulrich Hollwitz said by phone on Friday. The pair had attended a Carnival event in mid-February with about 400 people, and the isolation affects them and their family and friends. EasyJet Plc said it’s planning to cancel flights as demand slows for travel, particularly to Italy. Sales of airline tickets are decelerating globally, according to Amadeus IT Group SA, the largest operator of software used by the travel industry to book and sell flights.While tourists have been particularly vulnerable to quarantines, there has been a sign of easing. Nine guests at a virus-hit hotel on the Spanish island of Tenerife have been allowed to leave, La Provincia newspaper reported. The government said Thursday that as many as 130 guests of about 700 at the hotel were awaiting authorization to depart because they had no contact with an Italian doctor and his wife who were found to have the virus.In Germany, Chancellor Angela Merkel consulted with her ministers on Friday morning, with all state organizations focused on halting or slowing the spread.Europe’s largest economy is looking at a range of measures to protect its key export sector and address the damage from a slowdown stemming from virus’s impact on business. The benchmark DAX Index lost 3.7% at 12:02 p.m. on Friday.The government’s plans would seek to improve conditions for doing business, including reducing the tax burden on companies and boosting tax relief for digital investment, Economy Minister Peter Altmaier said Thursday in Berlin, adding that Germany is in “a period of growing uncertainty” and couldn’t rule out cuts to growth forecasts.The fallout looks to be spreading, compounding a broader industrial slump. BASF SE warned of a possible second annual profit drop due to the impact of the coronavirus and an ongoing automotive slump.Germany is monitoring transport links by air, sea and land and will ask international travelers to fill in landing cards stating where else they’ve traveled, Interior Minister Horst Seehofer said Thursday.“The situation has clearly deteriorated,” he said. “The term ‘beginning of an epidemic’ means that the number of cases will increase.”Topics :last_img read more

Strong human resources can improve Indonesia’s economic growth: Jokowi

first_img“I hope students can get one year internships rather than only one or two weeks,” said Jokowi.The President said students should be given access to learn wherever they wanted so they could develop the necessary skills once they entered the job market.He went on to say that Indonesia should increase its human resource capacity so people could be more productive and competitive.“Vocational education has an important role in developing our human resources.”Topics : President Joko “Jokowi” Widodo hopes human resources development can serve as an opportunity for Indonesia to catch up with economic growth in other countries. The President conveyed his wish during the virtual inauguration of Diponegoro University’s vocational school building in Semarang, Central Java, on Wednesday. The building’s construction started in March last year as part of a collaboration between Sinar Mas Group and PT Astra International.During the ceremony, the President expressed his appreciation for the university’s intention to develop skills and reiterated his Cabinet’s priority to develop human resources.“Good infrastructure, strong human resources and [this building] will serve as our capital to escape the middle-income trap,” Jokowi said.He added that he believed strong human resources could help develop Indonesia. Moreover, Jokowi said the facility could be a gateway to internship opportunities and provide a space to learn about various sectors.last_img read more

Kia Joorabchian rubbishes Arsenal transfer links to Joelson Fernandes

first_imgFernandes has a £40m buy-out clause (Picture: Getty)Joelson Fernandes’s agent has denied the Sporting Lisbon star is in talks with Arsenal over a move to the Premier League.Kia Joorabchian has been described as the driving force behind Arsenal’s efforts to sign the 17-year-old, who is a rising star in Portugal and has also been linked with Juventus and Borussia Dortmund.Arsenal have close ties with Joorabchian, who has already secured deals at Arsenal for his clients David Luiz and Cedric Soares.Former Chelsea winger Willian is also expected to join Arsenal in the coming days, but Joorabchian denied he was trying to get Fernandes to sign for the Gunners as well.AdvertisementAdvertisementADVERTISEMENTHe told TalkSport about the rumours: ‘Today I read something about Joelson Fernandes, that Arsenal made an offer. ‘He’s young, phenomenal talent, but we’ve never spoken about him to Arsenal. ‘I’ve probably seen like 25 articles about him and Arsenal and it’s so untrue. I’ve never mentioned him to Arsenal.’ Willian is set to join Arsenal (Picture: Getty)Fernandes has a £40million release clause, but Arsenal are reportedly hopeful of lowering the asking price by offering one of their players in part exchange.While Arsenal may not be pushing to sign Fernandes, the Gunners have agreed personal terms with Brazilian attacker Willian to join the club on a free transfer.Fans are waiting impatiently for Arsenal to officially announce the deal, but Joorabchian refused to confirm his player was on the way to the Emirates.‘He had a fantastic seven years at Chelsea,’ Joorabchian said.More: FootballRio Ferdinand urges Ole Gunnar Solskjaer to drop Manchester United starChelsea defender Fikayo Tomori reveals why he made U-turn over transfer deadline day moveMikel Arteta rates Thomas Partey’s chances of making his Arsenal debut vs Man City‘He had a fantastic relationship with Frank [Lampard] and respected him a lot.‘For now, I can’t say, but we know where he’s going and it will be announced soon.’MORE: Mesut Ozil speaks out on Arsenal future and omission from the side under Mikel ArtetaMORE: Real Madrid reject Arsenal’s new offer to sign Dani Ceballos Follow Metro Sport across our social channels, on Facebook, Twitter and Instagram. For more stories like this, check our sport page. Comment Kia Joorabchian rubbishes Arsenal transfer links to Joelson Fernandes Advertisement Advertisement Coral BarryThursday 13 Aug 2020 1:39 pmShare this article via facebookShare this article via twitterShare this article via messengerShare this with Share this article via emailShare this article via flipboardCopy link1.4kShareslast_img read more

Fears for schools if fees ruled out

first_imgStuff 5 May 2014A ruling ordering a school to stop illegally charging parents for extras has prompted education leaders to warn the education system will fail if schools are reprimanded for collecting donations and fees.A secondary school has been ordered to stop illegally charging parents for school books, photocopying and food ingredients after the Ombudsman released a report yesterday saying the school had breached the right to a free education.Ombudsman Ron Paterson’s report instructed the school, which he would not name, to address all its voluntary donations and review all fees charged.The decile 8 state school received between $260,000 and $310,000 a year from non- Government funding to supplement its income and the school principal said it was difficult to break even.Wellington College principal Roger Moses said it would be a struggle to find any school that was “frivolous” with its money and any funding received was only used to “further enhance the education of its students”.He said the quality of education would be the first thing to drop if donations, fundraising and fees were removed from a school’s income. “If you got rid of all of that you would quickly find there was a huge shortfall, which either the Government would have to step in and fill – or more likely, the quality of education would drop.” read more