Rock bottom bank savings account rates? There’s a better way

first_imgby: Brian O’ConnellPity the poor bank savers. They are saddled with a seven-year-old Federal Reserve policy that keeps interest rates at rock-bottom levels.This week, bank savings rates were down to 0.066%, according to the BankingMyWay weekly bank rate tracker. That’s barely ahead of the rate of inflation, which stands at -0.04%.But there are better deals out there if you don’t mind doing some digging. According to the most recent GoBankingRates survey of top U.S. bank savings rates, going smaller and going digital is the fastest path to higher rates of return.“According to our data, the average savings account rate is only 0.18% APY nationwide,” says Casey Bond, GoBankingRates’ editor-in-chief. “However, online banks and local financial institutions stand out as consistently offering the best returns.” continue reading » ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

WHO declares global pandemic due to coronavirus

first_imgMedia briefing on # COVID19 With .DrTedros. #coronavirus World Health Organization (WHO) (@WHO) March 11th 2020 A pandemic is not related to disease severity or mortality rate, but to geographical spread. According to the World Health Organization, a pandemic is declared when a new disease, for which the population has not developed immunity, begins to spread rapidly around the world. The World Health Organization (WHO) has declared a global pandemic due to coronavirus.center_img In order for the epidemic to turn into a pandemic, there must be a second wave of infection, which occurred in Italy, reports

Telehousing market hits choppy waters

first_imgTo access this article REGISTER NOWWould you like print copies, app and digital replica access too? SUBSCRIBE for as little as £5 per week. Would you like to read more?Register for free to finish this article.Sign up now for the following benefits:Four FREE articles of your choice per monthBreaking news, comment and analysis from industry experts as it happensChoose from our portfolio of email newsletterslast_img

Brisbane’s Queens Wharf development accused of anti-homeless architecture

first_imgQueensland’s $3 billion Queen’s Wharf Brisbane casino is just one of a spate of developments accused of promoting hostile architecture.An artist’s impression of the planned casino and lifestyle complex, Queen’s Wharf Brisbane. Picture: Queen’s Wharf BrisbaneThe planned casino and lifestyle complex came under fire late last year after putting forward designs that prevent people experiencing homelessness from sleeping on benches and seats.The development’s Crime Prevention Through Environmental Design Report submitted to the state government stated that “furniture installed in the area should have features that minimise anti-social behaviour.”“This may include discreet solutions on seating and low walls that minimise use for skateboard tricks, and fixed armrests that prevent sleeping on the furniture.”The Queen’s Wharf Casino development has come under fire for putting forward designs that prevent people experiencing homelessness from sleeping on benches. Picture: GettyGreens councillor, Jonathan Sri, called the furniture design “disgusting” stating that “public spaces should be for everyone – not just the mega-rich,” and called upon Brisbane Central MP Grace Grace to ensure no development on state government land included hostile architecture.“Rough sleepers are extremely vulnerable and are among the most likely members of our society to be victims of crime,” Sri told the Brisbane Times.“When councils and governments discourage them from using highly visible public spaces, they end up sleeping in unsafe areas on the margins.”The new development will occupy 12 hectares of government-owned land and potentially reclaim 15.3 hectares of the Brisbane River.Brisbane Central MP Grace Grace responded to the allegations by holding a public information session about Queens Wharf where local resident expressed overwhelming support for the project.“This emphasis on public space helped to set the winning consortium’s bid apart, and I know that it’s something that local residents find hugely exciting,” she told The Brisbane Times.A spokesman from Destination Brisbane Consortium said: “The development seeks to cater for all user groups, with landscaping and features at the river edge including places for people to sit and enjoy this part of the city.”The sprawling Queen’s Wharf development will be spread over 12 hectares of government-owned land and potentially reclaim 15.3 hectares of the Brisbane River. Picture: Queen’s Wharf BrisbaneThe concept of “hostile architecture” – designs that aim to prohibit certain behaviours and exclude groups of people – isn’t new. The coercive design of public spaces has always been a point of contention for architects, local councils and human rights organisations.James Petty, who recently completed a PhD in Criminology that looked at how homelessness is regulated and criminalised in Melbourne, believes that the design features described in Queens Wharf’s development application are problematic.“Anything that targets specific uses that are characterised by marginalised groups, like people who lie down on benches – yes, I would say that definitely constitutes hostile architecture,” Petty told ArchitectureAU.The Queen’s Wharf development isn’t the first instance of hostile architecture in Australia.In 2015, Western Australia’s Department of Culture and Arts was forced to turn off a controversial sprinkler system used to prevent homeless people bedding down in the inner city.More from newsParks and wildlife the new lust-haves post coronavirus20 hours agoNoosa’s best beachfront penthouse is about to hit the market20 hours agoAnd in 2013, NSW’s RailCorp was forced to abandon their idea of using Mosquitos – devices that emit a high-frequency buzzing noise only people aged 13 to 24 can hear – to deter graffiti artists.One of the most visible examples of hostile architecture are spikes which are used in front of apartment buildings and on public benches to deter rough sleepers.The local Bournemouth Borough Council in England recently removed its anti-homeless bars on its town centre benches after a public outcry.British rapper Professor Green, who presented a BBC Three documentary, Hidden and Homeless, which focuses on youth homelessness, took pictures of the benches and shared them on social media, sparking a petition signed by more than 20,000 people who accused the council of “turning their back on the homeless.” He said: “What’s the message here? ‘Hey you poor sods with no safety net … you won’t have the ‘comfort’ of this bench to sleep on! Ha!”“Again, nothing done to tackle the problem, just something to make it more invisible so we can pretend it isn’t happening.”Video Player is loading.Play VideoPlayNext playlist itemMuteCurrent Time 0:00/Duration 1:24Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -1:24 Playback Rate1xChaptersChaptersDescriptionsdescriptions off, selectedCaptionscaptions settings, opens captions settings dialogcaptions off, selectedQuality Levels720p720pHD540p540p360p360p270p270pAutoA, selectedAudio Trackdefault, selectedFullscreenThis is a modal window.Beginning of dialog window. Escape will cancel and close the window.TextColorWhiteBlackRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentBackgroundColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyOpaqueSemi-TransparentTransparentWindowColorBlackWhiteRedGreenBlueYellowMagentaCyanTransparencyTransparentSemi-TransparentOpaqueFont Size50%75%100%125%150%175%200%300%400%Text Edge StyleNoneRaisedDepressedUniformDropshadowFont FamilyProportional Sans-SerifMonospace Sans-SerifProportional SerifMonospace SerifCasualScriptSmall CapsReset restore all settings to the default valuesDoneClose Modal DialogEnd of dialog window.This is a modal window. This modal can be closed by pressing the Escape key or activating the close button.Close Modal DialogThis is a modal window. This modal can be closed by pressing the Escape key or activating the close button.PlayMuteCurrent Time 0:00/Duration 0:00Loaded: 0%Stream Type LIVESeek to live, currently playing liveLIVERemaining Time -0:00 Playback Rate1xFullscreenRapid Rehousing Fund – Game Changer01:24last_img read more

Cairns’ Goldsborough gives families and retirees the Aussie dream

first_imgThe Mulgrave River at Upper Goldsborough is just one of the suburb’s drawcards.GOLDSBOROUGH is the perfect southern suburb for families and couples wanting to live the acreage dream. Cairns Property Office South principal Robyn Hawley-Whitton said the suburb had been rolled out stage by stage, and each stage was snapped up by owners with a vision for their lifestyles. “It’s the big Australian country dream,” Ms Hawley-Whitton said. “People want more space to get away from the small blocks of town. People who live here have a dream to move onto acreage. “The men want their sheds, and they know that you need a fairly large block of land to have a fairly large shed on it.” Ms Hawley-Whitton said there were two distinct buyers in the area. “It’s highly sought after by people who are looking for more room,” she said. “There are a lot of people who own here who work away from Cairns and want to retire to Goldsborough in a few years. A lot of people use it as an investment in the time in between. “There are also owners who are onto their second or third homes and are looking for a sizeable acreage. More from newsCairns home ticks popular internet search terms2 days agoTen auction results from ‘active’ weekend in Cairns2 days ago“The properties here sell very quickly and the median price has risen very quickly.” She said Goldsborough’s proximity to Gordonvale meant it was very easy to get into town. “It takes about 35 minutes to get to the Cairns CBD,” she said. “There will be an upgrade to the Bruce Highway so that it’s four lanes outside of Goldsborough, which will make it an even faster journey into town.” Ms Hawley-Whitton said the views were “absolutely spectacular” over the surrounding hills and land, which was once covered in cane. “It’s a fairly affordable area compared to other parts of Cairns,” she said. “It’s close to very good schools and the area is prepared for a lot more infrastructure, including a Woolworths at Gordonvale, very shortly. “Compared to other parts of Cairns it has a very low crime rate, which is something people are looking for increasingly.”last_img read more

Insurance Rates Set to Surge amid Heightened Tensions in the Middle East

first_imgThe recent tensions in the Middle East are expected to result in draconian conditions in maritime insurance policies, and surging of insurance costs, according to Jonathan Moss, head of marine and trade at Machester-based law firm DWF.The comments come amid growing fears of Iranian retaliation on commercial vessels in the region following the assassination of Qassem Soleimani, an Iranian military commander, by the United States on January 3, 2020.Companies have already started pulling their vessels from the region, such as the Brazilian state oil giant Petrobras. What is more, governments are sending their naval troops to the region to protect their assets and avoid similar scenarios to the Stena Impero from last year.“The latest chapter of turbulence in the Middle East will undoubtedly lead to insurers and reinsurers particularly in lines such as hull, war, piracy, terrorism, cargo and construction raising premiums, renegotiating terms of cover and introducing riders and endorsements to policies to reflect the increased risks of trading in the region,” Jonathan said.“Insurers and reinsurers have been looking for a marked correction to the downward pressure on rates. The recent tensions, however, will lead to insurers and reinsurers imposing draconian conditions in policies, significantly increasing the costs of specialist insurance and pulling out of underwriting certain lines of business. Insurance rates are set to increase exponentially in the coming months.Due to the heightened risk in the regions, ships are advised to alter their courses and navigate longer routes to avoid dangerous areas. Furthermore, ships’ crew wages will rise owing to the heightened risks of attacks to vessels in the Strait of Hormuz adding costs to end consumers.“Following the 12 May attacks on two Saudi tankers, a Norwegian and a UAE flagged vessel, the Joint War Committee made up of representatives from the Lloyd’s and company markets added the Gulf to its list of high risk waters. Insureds were instructed to notify underwriters before vessels entered the region and additional premiums started to be levied. The attacks have transformed the region for insurers,” he added.“Insurers have not withdrawn completely from writing risks but each international insurer is taking a close interest in how events unfold. Underwriters are used to factoring in geopolitical instability into pricing, but the events of last year created a perfect storm for companies trading in the region, increasing insurance premiums by an average of 10% in six to seven months.”Jonathan concluded that a new period of potential disorder and unrest would bring more uncertainty and inevitably insurers and reinsurers will choose to exit insurance lines and/or adopt pricing models which will have an adverse impact on the passage of trade, increasing costs for the end consumer.last_img read more

Chip and seal work planned in Switzerland County

first_imgSwitzerland County, In. — The Indiana Department of Transportation will begin chip and seal operations on State Road 156 in Switzerland County next week. Beginning Wednesday, August 9 crews will begin work between Vevay and Patriot. The project includes 34-lane miles between State Roads 56 and 250 along the Ohio River.Chip and seal applications protect roads from moisture intrusion and ultraviolet rays. The process also increases traction and extends service life.Officials urge the public to slow down through work zones and watch for workers.last_img

David C. Abplanalp

first_imgDavid retired from Cummins after 35 years of service.  He was a member of St. Mary’s Catholic Church in Greensburg and of the Knights of Columbus.  He was an avid golfer who also enjoyed playing cards, especially Solo or Oldenburg Rummy.  David liked to spend time shooting his guns at the Oldenburg Conservation Club with friends so he could ‘bring home the bacon.’  Most of all he loved spending time and being with his grandchildren and great grandchildren.He will be dearly missed by his wife Pamela; son, Jeff (Darlene) Abplanalp of Columbus, IN, daughter, Jan (Greg) Moody of Columbus, IN; 5 grandchildren, Jeremiah (Laurie) Abplanalp, Eric (Hannah) Moody, Matthew (Samantha) Abplanalp, Kyle (Brittaney) Moody, and Rachel (Travis) Wiley; 6 great grandchildren, Marshall, Cheyanne, Austin, Natalie, Meredith and Wade; siblings Ronald Abplanalp and Patricia Woolf. In addition to his parents, he was preceded in death by his sister, Marjorie White.A memorial mass will be Saturday, February 10, 2018 at 12:00PM at St. Mary’s Catholic Church in Greensburg.  Fr. John Meyer officiating. David was a big supporter of Right to Life, so in lieu of flowers his family suggests donations be made to organizations supporting that cause. Online condolences David C. Abplanalp, age 75 of Hartsville, Indiana passed away on Tuesday, February 6, 2018 at Franciscan Health in Indianapolis.  The son of Harry and Norma Abplanalp (nee: Fristch) was born on July 16, 1942 in Batesville, IN.  On August 2, 1960 he married Pamela Westerfeld in Batesville.last_img read more

Arteta is playing Pepe out of position at Arsenal – Robson

first_imgFormer Arsenal midfielder, Stewart Robson, believes Mikel Arteta is playing Nicolas Pepe out of position. The Ivorian has failed to live up to his price-tag after becoming Arsenal’s most expensive player last summer. But Robson thinks it is too early to judge Pepe, believing Arteta must find his best position. “Slightly too early [to call him a flop],” Robson told ESPN.Advertisement “He hasn’t been a great success this season so far. He’s had one or two good games, couple of good free-kicks. I’m not sure they’ve found the right position for him. “They’ve tried him on the right-wing where he spent most of his time in France. Then they tried to play him upfront for a couple of games. read also:Pepe is a great player with big resources, says Leeds boss “Yet he’s got pace, he can do lots of things. At the moment they haven’t got the best out of him, he doesn’t look a confident player. So he’s a flop at the moment but I think he can get better next year under [Mikel] Arteta.” FacebookTwitterWhatsAppEmail分享 Promoted ContentBest Car Manufacturers In The World5 Of The World’s Most Unique Theme Parks9 Facts You Should Know Before Getting A TattooBest & Worst Celebrity Endorsed Games Ever MadeThe Highest Paid Football Players In The WorldWho Is The Most Powerful Woman On Earth?7 Ways To Understand Your Girlfriend Better6 Incredibly Strange Facts About Hurricanes11 Most Immersive Game To Play On Your Table TopYou’ve Only Seen Such Colorful Hairdos In A Handful Of Anime2020 Tattoo Trends: Here’s What You’ll See This YearWho Earns More Than Ronaldo? Loading… last_img read more

Aguero defends Messi amid Argentina criticism

first_img Loading… Messi has won everything on offer during his time as a Barcelona player, as the forward has won the Champions League, La Liga, UEFA Super Cup, Club World Cup, Copa del Rey and Supercopa de Espana while emerging as one of the game’s most decorated stars on the club level. However, the six-time Ballon d’Or winner is yet to taste senior success in an Argentina jersey following a runners-up finish at the 2014 World Cup, having also reached back-to-back Copa America finals in 2015 and 2016, with Messi missing a crucial penalty in a shootout loss to Chile in the latter finale. Messi excluded himself from international selection after Argentina’s last-16 exit to France at the 2018 World Cup, before returning and helping the country to the Copa America semi-final last year. The 32-year-old continues to be criticised for his Argentina performances but countryman Aguero defended his team-mate by praising Messi’s commitment to the group. “I do not understand those who criticise him in the national team,” Aguero told TyC Sports. “He is the first to suffer and continues to come.” The coronavirus pandemic has brought sport to a standstill, with the Premier League and La Liga among the leagues on hiatus, while the 2020 Copa America has been pushed back to next year. The Premier League has been suspended since last month and it remains to be seen when, and if, the 2019-20 campaign will resume. Manchester City star Aguero is contracted until 2021 and the Argentine forward has been linked with a return to boyhood club Independiente. But Aguero does not know what the future holds, adding: “For now, I’m not thinking about what to do. With all this, the clubs are having problems. read also:Messi in disagreement with Barca’s Coutinho transfer preference “Up until next year, it can be extended for two months or more. There are players who end contracts this year and if it is played in July, August or September, the clubs are going to have problems. “I don’t know if they can renew with players for three months or six. The first thing is to end this season and hit everything next.” FacebookTwitterWhatsAppEmail分享 Sergio Aguero says that he does not understand criticism directed at Lionel Messi for Argentina, insisting the superstar is the “first to suffer ” and continues to make himself available for the national team despite all the negativity surrounding his international career. Promoted Content7 Black Hole Facts That Will Change Your View Of The Universe6 TV Characters Whose Departures Have Made The Shows BetterBirds Enjoy Living In A Gallery Space Created For Them10 Awesome TV Series That Got Cancelled Way Too SoonPretty Awesome Shows That Just Got Canceled5 Of The World’s Most Unique Theme Parks7 Universities Where Getting An Education Costs A Hefty Penny13 kids at weddings who just don’t give a hootCouples Who Celebrated Their Union In A Unique, Unforgettable WayCelebrities Showing Support For George Floyd ProtestsTop 10 Tiniest Phones Ever Made7 Ways To Understand Your Girlfriend Betterlast_img read more